1. Open the app and head to "Settings." 2. Navigate to "Manage wallets" and tap the "+" sign in the upper right corner. 3. Tap "View this wallet" to get started. 4. Begin by entering your income - this is the amount you earn each month. 5. Next, add your recurring expenses - these are the regular bills you have to pay repeatedly like your rent or subscription. 6. Set up your regular savings. Go to Savings > Add savings > Regular saving. 7. As you go about your day, add any expenses you incur as "Small Expense"
Change currency
Please go to Settings > Open the wallet you are viewing then tap on Currency.
Starting fresh after a break
Resetting Your Budget to Zero
Setting the negative balance to zero:
Tap on +, choose Savings > Withdraw > Quick withdraw > Set Today's Budget to Zero with Savings
Setting a positive balance to zero:
Tap on +, choose Savings > Add Saving> One-off > Save All Leftover from Today.
How to enter an overdue bill?
Our app doesn't keep track of the due date, or if it's overdue, so you don't have to worry about that part. It's all about how much cash you've got left. For instance, if your bill was originally $10 but has a late fee making it $12, just enter $12 as the expense.
Saving
Entering a monthly saving
How much will I have saved if I didn't spend anything, on a certain future date?
While it's unrealistic to assume zero spending, you can check future balance with these simple steps. Step 1: Open the 'Log'. Step 2: Pick a future date. Step 3: View balance at the bottom.
How do I enter a stock purchase?
When you purchase a stock, you can enter it as savings. For example, if you purchased Apple shares for $10,000, add a new one-time savings entry for this amount.
I sold my stock. How do I record this transaction in the app?
When selling a stock, withdraw the same amount from your savings that you originally entered when you purchased it (e.g., withdraw $10,000 for the sold Apple shares).
Recording a profit or loss:
if you sold the stock at a profit, enter the amount as new income in the "Profit on stock" category (e.g., $2,000 profit from selling Apple shares for $12,000).
If you sold the stock for a loss, enter a new expense in the "Loss on stock" category (e.g., $5,000 loss from selling Apple shares for $5,000).
Note: You can delete the savings entry when selling a stock and only record the gain or loss. However, we don't recommend this method as it eliminates information about when you bought and sold the stock, making it harder to track your investment performance.
Track savings from the past
We are planning to makea feature to do this easier. In the meantime, these are the steps to track your savings from the past: 1. Enter an income for the savings amount
2. Add a one-off saving, and you can give a title, "Savings from the past".
Sharing
Sharing a budget
Sharing my premium features with family
You can share premium features with your iCloud Family. Here is Apple's guide on how to share purchases with your family:
If you experience issues, please check if the subscription or the one-time upgrade is shared under Family > Family Sharing.
When sharing the subscription, then you can see it being shared:
When sharing the one-time upgrade, Purchase Sharing feature needs to be enabled, and the screen looks like this. This shares all your purchases and the payment method, so it might not be enabled yet.
Categories
Making a new category
(1) Go to plus button on the Today page, and on the category selection page, tap on "Edit"
(2) Tap on "+"
(3) Set the name and icon and tap "Save".
Making a template of categories
Daily Budget Original (DBO)
The difference between DBO and Today's Budget Original
Big features included in Today's Budget are: 1. Easier to use and understand because of the new design 2. Saving jar 3. Interactive graphs 4. Category to recurring income and expenses 5. Multiple wallets 6. Sharing budget via iCloud
No. The data stays only on your device and your iCloud. All sensitive data is encrypted on the device, before the app uploads to the iCloud.
Where is my data stored?
Your data is stored on your device and your personal iCloud when the sync is on. Sensitive data is encrypted on your device, before being uploaded to iCloud. It's not sent to any server somewhere else.
Do you sell/share my data?
No.
Billing and payments
Cancelling the subscription
It’s simple! Just go to Setting > Premium Features > Manage Subscription > Cancel.
Getting a refund
Apple handles all payments and refunds. To receive refund from Apple, please contact Reportaproblem within 14 days of the purchase date.
First, uninstall the app. Then go to iPhone setting, tap on your AppleID, go to iCloud > Manage storage > Open Today's Budget, then tap on "Delete data".
