Coming from YNAB?
If YNAB feels like too much, Today’s Budget is a lighter way to budget on iPhone. You enter your income and regular bills once, and the app shows one number: what you can spend today. There are no category budgets to manage, and the daily budget is free.
How is Today’s Budget different from YNAB?
YNAB asks you to give every dollar a job: you plan each dollar into a category and adjust the plan as you go. Many people love that. Today’s Budget skips the plan. It spreads your money over the days, so you only look at one number: today’s.
| YNAB | Today’s Budget | |
|---|---|---|
| How it works | Give every dollar a job | One number for today |
| Free version | No, a 34-day trial | Yes, the daily budget |
| Price | $109 a year or $14.99 a month | Pro: $24.99 a year or $49.99 once |
| Bank import | Yes, optional | No, you add each purchase yourself |
| Account | Yes | No |
| Your data | On YNAB’s servers in the US | On your iPhone and in your own iCloud |
| Works on | iPhone, iPad, Apple Watch, Android, web | iPhone, iPad, Apple Watch |
US prices, checked September 2026.
Why do people switch from YNAB?
Some tell us planning every dollar started to feel like a job of its own. They wanted something lighter, faster and cheaper.
Lighter
You get one number, not a plan for every dollar. There are no category budgets, so there’s nothing to move around. Whatever you don’t spend today rolls into tomorrow, and if you overspend, it comes out of the days ahead. No failed day, and no starting over on the first of the month.
Faster
You add a purchase in a few seconds: type the amount, pick a category, and you’re done. You can also add it on your Apple Watch without taking out your phone. You don’t add your past or match your accounts. You start from today.
Cheaper
The daily budget is free forever. Pro costs $24.99 a year, or $49.99 once. That’s less than half a year of YNAB.
Money is less stressful
Used an app based on the envelope system for years, then switched to this one 5 weeks ago. Love it so much! I’m feeling more confident and less guilty when I spend money. …
Getting better and better
… It’s the perfect budget app for those of us who live in the real world—who can’t take the time to sit down and plan out every penny but who need to start bringing order to the chaos somehow. …
Reviews from the App Store, where only people who downloaded the app can leave one.
Can I bring my YNAB data over?
No, Today’s Budget doesn’t import data from other apps. You start fresh from today: enter your income, enter your regular bills, and you’ll see your number for today.
When is YNAB the better choice?
If you want bank transactions to come in on their own, like planning every dollar into categories months ahead, or need Android or a web version, YNAB is the better fit.